PET INSURANCE Review: Cost, Coverage, Best Providers & If YOU Need It…

PET INSURANCE Review: Cost, Coverage, Best Providers & If YOU Need It…

Learn everything about pet insurance including the costs, what it covers, the best insurance companies and understand if YOU need to get it!

Plus see pictures of my cute teddy bear german shepherd! This is meant to be educational. Please do your due diligence before purchasing pet insurance! – ENJOY!

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Hope you learned and got something out of this pet insurance review video! Insurance coverage can be a life saver to some people, but it’s not right for everyone. This video was made to help you make a more informed decision.

Here are some other pet insurance companies you can check out:
Healthy Paws:
Pet Assure:

0:00 Intro
0:38 Who needs pet insurance?
1:58 What is pet insurance?
3:08 Is pet insurance worth it?
3:58 Types of Coverage
5:49 How does pet insurance work?
6:54 Important Terminology
8:00 How much does pet insurance cost?
9:40 Where can you use pet insurance?
10:18 What are the benefits of pet insurance?
14:12 The cons of pet insurance
14:32 Best pet insurance options
14:53 My Recommendations
16:07 Pictures of my German Shepherd

For business inquiries, you can reach me at

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*Some of the links and other products that appear on this video are from companies which Jordan Parker will earn an affiliate commission or referral bonus. Jordan Parker is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.


  1. Yonatan Makara on June 5, 2022 at 1:51 am

    I didnt know geico have pet insurance. I plan to get it for her. Want to keep her safe and good.

  2. Cold Truth on June 5, 2022 at 1:59 am

    Great review, super helpful, thanks! We have a GSD too so I stuck around for the pics. It was worth it.

  3. Brian Farrington on June 5, 2022 at 2:00 am


  4. Thomas Martin on June 5, 2022 at 2:00 am

    Some insurance policies pay the vet directly and you do not need to pay first and be reimbursed, e.g., Trupanion, et. al.

  5. Angie Evans on June 5, 2022 at 2:01 am

    I have a cane corso who ive adopted hes about 2 maybe 3 years old. He has a cherry eye. And the vet said that after awhile bc of his weight his joints will need extra care. So in your option what would you recoments?

  6. Genevive Agredano on June 5, 2022 at 2:02 am

    I have nationwide right now deductible is $100 and pay $50/m for a year the only downside is they don’t cover dental and I’m looking for an insurance that does.

  7. Missy Skeeter on June 5, 2022 at 2:04 am

    For labrador retrievers pet insurance is ~$30 per month which totals to ~$3,600 over 10 years.
    By "self insuring" and not investing in pet insurance, I’ve saved over $29,000 for the 8 labs I’ve had over the past twenty years

  8. Frank W on June 5, 2022 at 2:09 am

    I adopted a 6 year old dog in September 2021 and took out Pet insurance in October with every paw UK i pay £18.00 per month. I December 2021 my dog got very bad ear infection the treatment started incl CT Scan anestasia for far her bill is over £2000 so far my excess is £110 per condition . The insurance paid out the 1st claim no problem and i am sure they pay the rest as well ! PET INSURANCE , YES!

  9. Nancy Bixby on June 5, 2022 at 2:12 am

    Thank you. This is very clear.

  10. Self Healing Essentials with Coach Christina on June 5, 2022 at 2:13 am

    So helpful!

  11. Christy T on June 5, 2022 at 2:20 am

    A few hundred a year? What insurance do you use? Mine is about $2000 year for two dogs. I have Petplan.

  12. Kev Wills on June 5, 2022 at 2:21 am

    Your dog needs to get off the crap food!

  13. Sally Rose on June 5, 2022 at 2:21 am

    This was super helpful! Thank you for explaining it so well. And I really appreciate the time stamps.

  14. Pat Sarmiento on June 5, 2022 at 2:23 am

    Is there life insurance for the dog?

  15. Rafael Gomez on June 5, 2022 at 2:23 am


  16. Sue Fox on June 5, 2022 at 2:25 am

    Aww! He was a cute puppy! Thanks for the infi, it was so helpful!

  17. Luis Hernandez on June 5, 2022 at 2:25 am

    Great video, thank you!

  18. Ashley T on June 5, 2022 at 2:28 am

    What if your pet has unfortunately been diagnosed with a certain disease and you’ve just found out about it? I had no idea pet insurance was a thing but my exotic pet is young and was recently diagnosed with a disease. After paying the full cost of his emergency visit, I found out about pet insurance but I’m thinking that it’s too late to have it. Would you still recommend getting pet insurance if your pet had already been diagnosed but is still young? Or is it not worth it anymore?

  19. Edwin Rosales on June 5, 2022 at 2:28 am
  20. budman30k on June 5, 2022 at 2:30 am

    Great video keep it up

  21. Bonnie Hundley on June 5, 2022 at 2:34 am

    Start at 16:08 for the serious cuteness of Bentley ❤❤❤❤❤❤❤❤

  22. 李茂誠 on June 5, 2022 at 2:36 am

    Hi guys
    “’don’t talk to your doctor that your dog ever breathed fast, otherwise your ridiculous Lemonade ”Pet will become a garbage immediately”

    If you had purchased or still considering the Lemonade ”Pet” insurance, I would to suggest you guys consider other insurance company. Here is my real story.

    My 11 years old dog passed out on 1/31/2022 (midnight) and I brought him to the emergency room immediately, the doctor did some exam (i.e X-ray and blood test) and told us my dog had congestive heart failure. During that day, the doctor asked us lots of my dog’s things (i.e food, vaccination condition) and I did talk to doctor that my dog got chock during his dinner once in May last year. Now, when I filed the claim, the Lemonade guy contacted the hospital and try to dig into every word I said and told us this chock accident is recognized as pre-exiting condition of my dog and refuse to pay anything and didn’t let you to explain a word. That custom guy attitude is so different before/after you purchased the insurance.

    I just want to say that, I paid $45 dollar/month and cover for nothing and these insurance fee I paid I should directly pay to hospital. The most ridiculous thing is that after the Lemonade people refused to pay, he kept encouraging me to continue the policy……

    Before I purchased the policy, Lemonade did ask us to find a vet and do the regular check. We did and sent the report to Lemonade for review and they accepted this report and start the insurance period.

    I would suggest spending 5%-10% more switch to another company for your lovely one or just paid by yourself.

  23. Roger Rossman on June 5, 2022 at 2:36 am

    Just like the US Medical System, pet costs are the same. Insurance companies continue to make money and now into pets because it is very profitable. Not great for the consumer. And actually, pet insurance may be causing the Vet cost to be higher.. mmm..

  24. Carol on June 5, 2022 at 2:38 am

    Thanks for the information on pet insurance. I am planning on purchasing it for my girl. She is 3 and it’s about time to get it while she is still young and healthy. Bentley is so adorable when he was a puppy and now he is so handsome boy. I especially love his ears when they flopped all over the place. lol

  25. Deidra Blevins on June 5, 2022 at 2:40 am

    The reason why cancer is at a all time high is because of this trash they call ‘dog food’ go holistic folks…your wekcome

  26. Wake Up America on June 5, 2022 at 2:40 am

    I had a dog with Addison’s too. Keep your boy healthy it can lead to other autoimmune conditions (like it did in my girl) hypothyroidism and cancer

  27. Christopher Vazquez on June 5, 2022 at 2:40 am

    How old do insurance know your dog is ?

  28. Jacky G on June 5, 2022 at 2:43 am


  29. Kev Wills on June 5, 2022 at 2:43 am


  30. Canadian Bacon on June 5, 2022 at 2:44 am

    I just adopted 2 kittens and they’re quoted at $100 CAD/month for both of them. The problem is that if they’re healthy for say 3 years at the worst case, that’s $3000 literally down the drain.

    Even if they get an issue that needs say a $4000 surgery after 3 years of insurance, our best quote seemed to be Trupanion which is a $200 deductible, and they cover 90%.

    So for the $4000 surgery after having paid $3000 for 3 years of insurance, I have to pay the $200 deductible, Trupanion pays 90% of the remainder at $3420. But I have to pay the 10%, which is another $380.

    So I’ve paid $3000 down the drain to get the opportunity to still have to pay $580, now totaling $3580, while Trupanion only pays $3420. It seems to me like just putting away money every month into a savings account is way better.

    Putting away $100/month instead would net me $1000/year saved for my pets, not to mention a bit of interest along the way. Then if they do have a bad accident, I’m not blindsided. If say they are very fortunate as they’re only domestic short hairs which have no congenital conditions, and they’re healthy for 8 years, that’s $8000 I have ready to go for any unfortunate things to happen, plus whatever interest on that, let’s say a healthy 4% per year, that’s $8214 I have for literally anything they need. That can be vet visits, vaccines, etc that hardly any pet insurance covers.

    This isn’t even going over if they actually approve your claim, don’t grind their heels to try to not pay up, etc, as insurance companies are notorious for. I would say pet insurance only truly makes sense if you have a breed of animal that is known to have a lot of issues associated with them.

  31. Eve Miranda on June 5, 2022 at 2:45 am

    Thank you so much for this video!!!

  32. Green eyes on June 5, 2022 at 2:45 am

    Well done video explanation & advice on dog health insurance.

  33. Tiffany Aguilera on June 5, 2022 at 2:46 am

    pet assure is not an insurance plan its a discount card that will deduct %25 of all medical services which is why they cover pre- existing conditions. When I called them they said that it could be combined with pet insurance. It’s important to note that not all vets accept this

  34. River_paolo on June 5, 2022 at 2:47 am

    I’m getting a labradoodle puppy this weekend. I was on the fence with getting insurance. I decided to set up a savings plan instead.
    Also pet insurance has a lot of limitations including yearly and life maximum

  35. sparkle wonder on June 5, 2022 at 2:48 am

    my puppy my parents brought home was very sick 🙁 we were afraid he would not make it the first few months. but when we took him to the vet very fast to see what was wrong we found out his illness, how ever since we went to them first and did not get insurance even after having him for a few days he was diagnosed with a pre existing condition 🙁 this was heartbreaking for the small pup as he was born with this issue and he is my first dog and pet ever. I didnt even know pets had insurance. Im thankful we are able to keep our dog happy but due to the pre exciting condition it makes it hard 🙁

  36. 22130tulips on June 5, 2022 at 2:48 am

    I have nothing to do with Trusted Pals in the way of payments for endorsement or employment, but I just have to say:

    The best pet insurance, I think, is Trusted Pals because of their wellness portion of their insurance. After you pay your bill you’ll get reimbursed $750 minus your deductible and they’ll pay you 80% of that.

    The thing about Trusted Pals is they don’t have their wellness portion of their insurance broken down into what they’ll pay (like all the other pet insurance companies) i.e. dental cleaning $150.00, vaccines $50, blood work $60, microchip $30, flea problem $40.00 etc. (these are just examples) AND you have to pay a monthly amount for this limited wellness plan that really isn’t a wellness plan at all. It’s a scam. Many people’s pets don’t need some of these because they’re coming on board with their pet already microchipped, etc. and they have an indoor cat etc.

    Trusted Pals wellness portion pays for the necessary annual wellness checkups, dental cleaning, blood tests, vaccines, microchip… whatever your vet deems necessary. It’s not broken down into all these categories that they’ll only pay for.

    The bill for the wellness check of our cat was about 50% less and he got the necessary care he needed; dental cleaning, dental radiographs, anesthesia, blood work etc.

    His maximum coverage is $8,000 annually and his monthly premium is for us a manageable $57 dollars monthly. ,It did go up a little bit from last year, but what else is new?

    He was already microchipped from the shelter and he’s an indoor cat. He never has a flea problem.

    It’s their wellness portion that is, to my way of thinking, pretty fair. That’s the most important part. Annual checkups. There should be no barriers to this. Catching a disease or health problem early with blood work and exams is key.

    Trusted Pals priorities regarding our cat’s health care is in the right place.

  37. Jenna Lipke on June 5, 2022 at 2:49 am

    LOVED your video! So informational and structured!

  38. Sarbjit Mehroke on June 5, 2022 at 2:50 am

    Thank u

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